Do We qualify for a beneficial USDA mortgage?

I am desperate to get a property next seasons. My husband and i come into the process of repairing credit. I’m curious about about new USDA money and you may believe that this could be an educated kind of loan getting united states as the we do not has actually down payment currency. The very last bit of the funds on hand is certainly going on washing the last piece of our borrowing from the bank up.